T H E  B L O G

In the current real estate landscape, many homeowners and prospective buyers are grappling with a phenomenon known as the "Lock-In Effect." This term refers to the tendency of homeowners to remain in their current properties due to unfavorable market conditions, particularly rising interest rates. As we delve into how this effect is influencing the housing market, we will explore the implications for mortgages, supply constraints, low inventory, and the overall cost of moving. Understanding the Lock-In Effect The "Lock-In Effect" is primarily driven by rising interest rates. When homeowners secure a mortgage at a lower rate, they become hesitant to sell their homes and purchase new ones when current rates are significantly higher. For instance, if a homeowner locked in a mortgage rate of 3% several years ago, they may be reluctant to move now that rates have climbed to 7% or more. This reluctance creates a ripple effect throughout the real estate market. The Impact of Rising Interest Rates Rising interest rates have made borrowing more expensive for potential homebuyers. Higher mortgage rates increase monthly payments, which can push homeownership out of reach for many individuals and families. As a result, fewer buyers are entering the market, leading to decreased demand for homes. This decrease in demand can further exacerbate existing supply constraints. Supply Constraints and Low Inventory The combination of rising interest rates and the Lock-In Effect has contributed significantly to supply constraints in the housing market. Many homeowners are choosing to stay put rather than risk losing their favorable mortgage terms by moving into a higher-rate environment. Consequently, fewer homes are being listed for sale, leading to an already tight inventory becoming even more constrained. Low inventory levels create a competitive environment among buyers still willing and able to enter the market. With limited options available, bidding wars can ensue over desirable properties, driving prices even higher. This scenario not only affects those looking to buy but also places pressure on renters who may find themselves competing with prospective buyers for available rental properties. The Cost of Moving The financial implications of moving in today’s market cannot be overlooked. Beyond just the increased cost of financing due to higher interest rates, other expenses associated with moving can be daunting. Closing costs, moving fees, repairs or renovations needed before selling a home—these factors add up quickly. Moreover, sellers must consider whether they will receive enough from their current home sale to afford another property at today’s inflated prices. The fear of taking on additional debt or facing financial strain discourages many from making a move despite their changing needs. If homeowners sell their current property and buy another, they would need to take out a new mortgage at current higher rates. This creates a financial disincentive, as the cost of owning a new home could be significantly higher, even if the new home is comparable in value. Impact on Housing Market Dynamics Stagnation: The housing market becomes less fluid, as fewer transactions occur. Buyers face both limited options and higher borrowing costs. Delayed Transitions: People who might otherwise move for reasons like job changes, downsizing, or upsizing are holding off. This lock-in effect is one of the main factors creating a "gridlock" in the housing market, where potential sellers are staying put, and buyers are either priced out or stuck competing for limited inventory.

If you’re thinking of selling your home, taking the time to research and incorporate today's hot house colors. This can significantly enhance your potential for a lucrative sale. First impressions are crucial, and color plays a pivotal role in creating an inviting atmosphere. Exterior Colors When it comes to the exterior of your home, natural and earthy tones are currently leading the market. Shades such as soft grays, off-whites, and earthy taupes are particularly popular. If you have a board and batten style exterior, white is the choice for that modern farmhouse feel. These colors have a timeless appeal and blend seamlessly with a variety of landscaping options. Some sellers are also experimenting with bolder accents like deep blues or rich forest greens for doors or shutters, adding a touch of personality while maintaining broad market appeal. Modern buyers are enamored by these hues that offer both a contemporary and cozy aesthetic. Interior Colors For the interior, neutral and calming tones reign supreme. Colors like light beige and sophisticated off-white are staples that create an airy and open feel. These shades also provide a blank canvas for potential buyers, enabling them to imagine their own décor in the space. You can still use light gray tones, although many buyers are tiring of that trend. You can also work in some more vibrant colors; accent walls in contemporary hues like navy blue, emerald green, or even blush pink can add depth and interest without overwhelming the space. Accent elements, such as kitchen cabinets or even a single statement wall in a living area, can also benefit from a splash of color. Powder rooms are benefitting from pretty patterned wallpaper. Warm shades and prints can add some vintage charm that resonates with the desire for comfort and warmth.   Finding Your New Colors If you're thinking of putting your home on the market, understanding these color trends can provide an edge in attracting potential buyers. Investing in updated paints and ensuring your home's color palette is on point can make a significant difference in both curb appeal and the overall vibe inside your home. By playing with today’s hot house colors, you can create an inviting environment that welcomes buyers and encourages them to envision making your house their home. Let's get in touch. Our team stager and her team can help you make some paint choices - and help buyers fall in love with your home!

Labor Day is just around the corner! There's no better time to throw a party that highlights not only your barbecue skills and hospitality, but also your home's best features. Here are some tips for preparing your yard, food, and house to create the perfect Labor Day bash. Yard Preparation First impressions are everything, and your yard will be one of the first areas guests see. Mow the lawn, trim hedges, and plant colorful flowers to give your yard a fresh, welcoming look. Add new or additional outdoor furniture to make your party space inviting and functional. String some party lights on the deck or gazebo, get a portable fire pit for some smores and crank up the tunes! Food Setup No Labor Day party is complete without a delicious spread. Set up a barbecue station for grilling favorites and a buffet table for sides and desserts. Focus on both traditional crowd-pleasers as well as something new, trendy and delicious to keep guests coming back for seconds. Why just have sliced watermelon when you can drizzle those slices with some balsamic dressing, feta cheese and chopped walnuts and make a quick and easy statement! Remember, outdoor-friendly dishes like grilled or raw veggies, burgers, corn on the cob and ice-cold drinks are perfect for the occasion. House Presentation Be sure the inside of your house is inviting and clean. Guests don't want to feel like they're invading your privacy by having to wade through clutter. Make sure to have cozy seating areas for those who don't want to be outside all afternoon. Create a clear pathway for guests to access the kitchen and bathroom. Adding decorative touches like fresh flowers, scented candles and holiday-themed paper products and decorations will create a warm, inviting atmosphere. A well-prepared Labor Day party will produce a memorable experience and draw family and friends togehter - all while enjoying the long weekend. If you're hoping to host your own Labor Day party next year, let's connect! We'll find your dream home with a barbecue-friendly yard!  

Does your kitchen space no longer work for you? Do you struggle to read recipes, do homework or see dirty spots on your kitchen counter?  If so, it might be time to update the lighting in your kitchen. There are countless options for replacement lighting, and many you can do yourself, saving the cost of hiring an electrician.  Replace Your Overhead Lights Consider swapping out your current overhead kitchen lights for a fresh look. Older incandescent bulbs do not put out as much light (lumens) as newer forms of light do.  They also tend to use a lot more energy. So, if you have older kitchen lighting, consider replacing it with fixtures that use newer CFL or LED bulbs. Install Task Lighting Consider adding task lighting if the lighting is dim over the spaces where you work the most. A light over your counter or stove can help you see better when cooking. A light over your sink can help you see better, too. As an added benefit, more light also enables you to keep things cleaner. Use LED Strips or Pucks If you don’t want to invest in light installation, many fun and easy DIY options are available now. You can buy inexpensive LED strips or Puck Lights that are easy to install. Most of these lights can be installed with adhesive designed to be removable. You can even play with colored lighting to change the mood! Use Reflective Surfaces Another tip for maximizing the lighting in your kitchen is to use reflective surfaces. Stainless steel appliances reflect more light than white or black appliances. Chrome fixtures are also a good option for maximizing your lighting. You can even hang a mirror instead of art in your kitchen to help reflect light throughout the room. If you're thinking of a total kitchen re-do, consider lighter color cabinetry and counters. Glass subway tile backsplash is also a great way to increase light in the kitchen. Thinking of Selling? Reach out and we'll be happy to share our team's expertise to help you lighten up your kitchen to help your home be more appealing to buyers.  

The days of everyone dreaming of a "McMansion" are waning. While not everyone envisions living in a tiny home, the trend today is leaning toward smaller and more affordable housing. There are many reasons for this trend, including: More square footage = more potential problems Smaller homes are attractive to those looking for both a lower list price and a lower cost of home maintenance - and lower heating and cooling costs. Excess Space = Waste Most homebuyers today simply don’t need as much space for their stuff. TVs hang on walls, stereo equipment is on our computer,  or streaming from a phone or a pint-sized device on a counter or windowsill. According to a recent U.S. Residential Architecture and Design survey, new homes will continue to get smaller as an increasing number of residential building designers are creating smaller projects each year. Big = Pricey Designers and builders are trying to build homes that people can afford to buy, since higher interest rates and inflations mean people have less buying power than they used to. Land is also getting more scarce and costly. So smaller lots result in smaller homes. The median size of a new construction home in the first quarter of 2024 is 2,140 square feet. That's 116 square feet smaller than the 2023 new construction median size.  Are you looking for a smaller home? Let's connect and get your search started!

What is a credit inquiry? Lenders and banks check your credit before they approve you for new credit cards or loans. They do this to be sure that in the past you've paid your debts on time, and if you have, they believe you are more likely to pay your new loan or credit card payments on time. When lenders check your credit in response to your request for a new loan or credit card, it's known as a hard inquiry. These inquiries are listed on your three credit reports. And each inquiry could cause your three-digit credit score to dip by about five points. Why? The more credit or loan debt you take on, the more likely you are to miss payments. Lenders are especially worried that if you apply for several credit cards or loans at once, you're preparing for a spending spree that you might not be able to pay back on time. The damage is only temporary The good news is that a drop of five points isn't much damage. If your score is 810 and a hard inquiry drops it to 805, lenders will still consider your credit score to be excellent. The credit dip isn't permanent. Your score will gradually rise again if you continue to pay your bills on time each month and if you pay off or pay down your credit card debt. Those two factors — on-time payments and using as little of your available credit as possible — have far greater impact on your credit score than hard inquiries. Some more good news: If you are shopping around for the lowest cost mortgage or auto loan, all the hard inquiries received in a short period of time are counted as a single inquiry. In other words, even if you are shopping among different lenders for the lowest fees and interest rates, your credit score will still only take a small dip from the hard inquiries. Keep checking your own credit reports You can check your three credit reports for free at annualcreditreport.com. Be sure to do this as checking your own credit is known as a soft inquiry. A soft inquiry won't hurt your credit at all. And by checking your credit regularly, you'll get a better idea of the steps you need to take to improve your credit score. You'll also be able to see if anyone has created false accounts in your name. The difference between hard and soft inquiries is important, but don't let the fear of a hard inquiry keep you from applying for a new loan or credit card. Just remember. The damage to your credit score is minor and temporary. Are you thinking of purchasing a home and wondering about your credit worthiness? Let's get in touch. We can connect you to some great lenders!

As the '70s bell-bottom pants remind us, trends become outdated, and a new trend is always waiting in the wings to take their place. What was considered passe a few years ago is now enjoying a resurgence in popularity among a new group of designers and homeowners. Keep in mind, though, that these styles have evolved over the years and don't look quite the same as when they first arrived on the scene. Here are five classic kitchen trends that are making a comeback to inspire your next renovation. Natural wood tones While painted kitchen cabinets are a timeless and budget-friendly option, designers are seeing stained wood cabinets being requested more often by their clients. What could be more inviting and cozy than natural wood? Don't want to go through the expense of replacing your kitchen cabinets? There are many creative ways to bring the natural wood look into yourhome. Add natural wood tones by adding floating shelves for extra storage, a pantry door, wooden stools around an island, or wood accents on your kitchen table or island. Designers are blending different woods for a warm layered effect, as well as using paint and wood together. Consider painting overhead cabinets and adding natural wood cabinets under the counter - or vice versa. A butcher block table or island top works well for prep work while adding a touch of natural wood and creating an ecofriendly aesthetic.  Old-school details Designers are noticing clients' preferences for adding antique details in their kitchens. Whether it's a gently used butcher block island or vintage cabinet hardware, these details provide the room with a sense of tradition and charm. Vintage copper cookware in good condition is also much sought after by cooks for its visual beauty and ability to heat quickly and evenly. Eat-in kitchens Eat-in kitchens and breakfast nooks are coming back in style. Breakfast nooks offer a sense of privacy with their cozy built-in bench seating, especially in an open floor plan. They also double as a place to do homework, space to work at home and an added area for food prep. They provide a great eating and seating choice for busy families and those who like to entertain. Curves and Arches While clean kitchen lines have been popular for quite some time, curves and arches are creating a softer and quieter feel in the kitchen. This style can be pulled off in several ways, including by adding an arched doorway, a curved kitchen island or arched cabinets, particularly in a corner with glass doors. Lighting and accessories are other ways to embrace the curve. Pendant lights can make a statement while having a useful function. Good Bye Boring Countertops Once all the rage, white marble countertops with their hard-to-maintain beauty have taken a back seat to countertops with bolder colors and textures. Granite has taken over for marble, but with a fresh look. Homeowners are avoiding the speckled "builder-grade" granite of yesterday in favor of a cleaner surface. Since each piece of granite is one of a kind, the slab you select will be unique to your kitchen's personality. Classic kitchen design never really goes out of style; it is just waiting to be discovered in the present by a new generation of designers and homeowners ready to redefine the past with a contemporary spin. Contact us for more tips, inspiration or to go take a look at move-in ready homes that will give you that classic, warm kitchen without doing the work!

You just bought your dream home - well, sort of. It's not quite your dream yet, with that wall cutting the kitchen off from the dining room and living room. Maybe removing a wall or two will make the space just what you want. But is that a good idea? Below are six steps you should take before heading to that big box home improvement store to buy a sledgehammer! 1. Talk to your neighbors Neighbors can be invaluable sources of information! They may be aware of any problems and quirks in your condo or HOA development, and they may know of issues the previous owners had with the house. They are also an excellent source of recommendations. Need a plumber or a roofer? They might have great field-tested suggestions of whom to call—and whom to avoid. Plus, it’s nice to get that invitation to the backyard barbecue or summer block party! 2. Check local regulations Before you paint the exterior of your home a new color, add a new bathroom, or even take down that annoying overgrown tree, you should be aware of local regulations. These can be the rules of your building or complex, your homeowners association, your town city, county, or a combination of the above. If your home is in a historic district or holds a historic designation, you may also face restrictions on if and how you can alter your property. If you don't check first, you may be sorry later, when you are hit with not only headaches, but also fines, stop-work orders, and requirements to redo work that's already been done! 3. Be realistic about your abilities Who doesn't want to save money, especially as a new homeowner? Tik Tok and YouTube come in handy for learning all sorts of things. But you may want to reconsider rewiring your house or replacing your water heater after checking out a couple of videos! Will you really save money, or will you end up with an expensive problem that may require emergency help? Instead, try doing some smaller projects, like replacing a ceiling fan or kitchen faucet. As your abilities and confidence build, you can consider doing some bigger projects. When it comes to something big like taking down walls, be sure to consult a professional. The last thing you want is for your ceiling to come crashing down or worse! 4. Make a List of Professionals As a new homeowner, you will quickly learn that problems are going to arise that you never could have dreamed of happening! Whatever type of issue you encounter, there is a licensed professional available in your area. You just need to know where to look (and here's where those neighbors - and local Facebook community pages - again come in handy). Consider asking for recommendations for an electrician, a plumber, an HVAC technician, a roofer, an exterminator, a landsaper - and whoever else you might need. You'll be happy you have that list available when you need help, especially in an emergency.  5. Have a Reserve Fund Things are going to go wrong, no matter the age of your home and the condition when you buy it. Even if your property passed your home inspection with flying colors, appliances are going to die a sudden death, boilers will need to be serviced, the roof will eventually need to be replaced and the air conditioning will malfuntion on the hottest day of the year! Finance experts recommend you put aside 1-4% of your home value every year to cover maintenance and repair needs. That fund will at least help to cushion the blow even if it doesn't totally cover the expense. Ready to buy your dream house? Let us know! We're always ready to help!  

Moving is stressful and can be somewhat of a pain in the neck! Here are some tips to make your moving day less stressful and exhauting. 1. Bring Bottled Water and Food. You're going to get hungry and thirsty, no matter what time of year you move! Bring some bottled water and snacks like single-serve nuts and energy bars. Maybe even bring some prepared foods to pop in the fridge. And pack a cooler with ice to keep that water and food cool until you're sure the fridge is in working order and at the correct temp. 2. Basic Tools. Don't forget to bring a box cutter, a pair of scissors and a multi-tool that has both Phillips and flat-head screwdrivers. You'll certainly find them handy! 3. Cleaning Supplies. You're going to wish you had them if you don't bring them! Soap, sponges, bathroom cleaners, floor cleaners, a mop and bucket, window cleaner, trash can and trash bags, etc. Even if your new home is left "broom clean" you'll want to make sure things are up to your standards! 4. Speaking of bathroom cleaning products, don't forget to bring your toiletries! And toilet paper and a bath towel. You may want to shower after unpacking. 5. Light. Let there be light! Be sure to bring at least one lamp and lightbulbs that fit it. You don't want to be left in the dark when you're on an unpacking roll! 6. Hangars. Why not get things hung up right away and avoid the need to remove wrinkles later. 7. While you don't need to bring and install it yourself, be sure to have a locksmith lined up so you can feel safe with a new lock for each exterior door. And be sure to change any garage door or other entry door codes! Looking for more tips? We're happy to share, based on our years of experience guiding buyers and sellers!  

An open kitchen concept has been very popular for years, especially among those who love the idea of seamlessly integrating their kitchens with their other living and entertaining spaces. The open concept kitchen allows for the cook to share food prep and cooking responsibilities with family and friends in a more inclusive and less shut-off manner.   It may be tempting to start taking down walls and reconfiguring your kitchen space, but before you do, here are some of the pros and cons to consider: THE PROS Inclusiveness — An open design allows for the kitchen to become more inclusive. The kitchen not only functions as a place for food preparation, but it can also be a place where children do homework while being supervised. During gatherings with family or friends, the kitchen becomes a place for people to socialize while including the host/cook. This is one of the main reasons why the open concept kitchen remains so popular. It promotes a central hub where everyone can interact with one another and create lasting memories. Visual appeal — Without walls blocking light coming in from other rooms, the kitchen becomes a brighter, more spacious place. This is a real benefit for owners of smaller homes who want the appearance of their homes to be more spacious and inviting. Resale value — Despite some people not being fans of the layout, an open kitchen plan is more attractive to many potential buyers than a closed kitchen. This modern and flexible layout aligns with current homebuyers' desire for versatility. THE CONS Cooking issues — Closed-in kitchens are more conducive to creating elaborate meals that require concentration, away from the distraction and noise of everyday life in other parts of the home. This kind of meal preparation tends to get messy, and if you care about a visible mess, then you might want to keep the kitchen space separate. Another consideration is cooking smells wafting into other parts of the house. A separate room can help mitigate traveling odors. Structural modifications — In most cities and towns (and many condo communities), you will be required to apply for building permits if you are making changes to your walls. Consider how long you plan on staying in your home and whether this design would appeal to potential buyers when selling. There are some other modifications that can be made to create the illusion of spaciousness in a closed room. For example, adding skylights, glass doors or a bank of large windows will help to open up the kitchen. Heating and cooling concerns — It may be difficult to maintain a consistent temperature in the house when the kitchen becomes warmer while cooking. This can affect the comfort of adjacent living areas. Appliances and storage — The placement of kitchen appliances and storage units is somewhat limited in a kitchen with less wall space. The design needs to be carefully planned to make sure the kitchen is aesthetically appealing and functions well. The advantages and disadvantages of an open kitchen should help you decide whether this design is right for you given your individual lifestyle preferences. Contact us for more suggestions when planning a kitchen remodel - or if you'd like to hunt for a new home with an open concept!

It's not as easy to find a new construction home as it is an existing home, but it can be fun and exciting to be able to customize and make your own appliance, countertop and tile selections. If you're lucky enough to find a builder or development offering new construction, be sure you make an informed decision before signing a contract. Check history and reputation. The first thing you should do is run a “background check” of sorts on any homebuilder you are considering. The builder should have a website with past and present properties and/or communities they have built. This will allow you to see how long they have been in business, what types of homes they build, what the finish details look like and whether the builder seems to be a good match for what you’re looking for. Look for testimonials on the website as well as on other non-biased review sites like TrustedBuilder and Google, and even check the local Facebook pages to see if any residents have worked with the builder.  Ask for references. It’s always advantageous to consult with people who have already gone through the new construction process with the builder. Ask how long they've lived in the house, how they feel about the construction and any warranty items. The longer they’ve lived there, the better, since they can speak to how the house has held up over the years. Is the builder affiliated with a homebuilders association? While a homebuilder doesn’t have to be part of a homebuilders association to be reputable, there are definitely benefits to choosing one who can show membership. Associations vet all their members to ensure they maintain specific standards in terms of quality and ethics. To be a member of the National Association of Home Builders, the builder must meet professional criteria beyond a state builder's license. These additional credentials mean a homebuilder has access to more educational opportunities, the ability to stay on top of current trends, access to networking with other homebuilders, opportunities to buy materials in bulk (bringing down supply costs for you), deals for insurance and warranties, and more. What is the move-in timeline? Some builders might have homes already built and others might have homes in the process of being built. Some may barely have broken ground. This will affect how quickly you can take up residence, so if you need or want to move soon, you’ll want to lean toward builders with move-in ready homes. But if your timetable is more flexible, you can save money by buying a home that will be ready later, since builders offer discounts to entice buyers that it’s worth the wait. If the house has not yet been built, you’ll definitely want to understand how long it will take. It takes an average of 6-7 months to build a house from start to finish, but that will vary depending upon the builder's schedule, the time it takes to obtain permits, local weather conditions and more, so ask the builder what the normal build time is and how long after signing the contract your home will be started. Is there a warranty? New-construction homes often come with a home warranty covering the cost of repairs for anything in a new house that malfunctions or is defective within a certain time period, usually one year. Ask what the warranty specifically covers. Check to see if they use a third-party warranty company or if they are self-insured. It's best if the builder has a third-party warranty in case the builder goes out of business. Are there any builder incentives? Incentives are generally enticements such as free landscaping, no closing costs, free upgrades, etc., that make the property even more appealing to you.  Can you make changes to the house plan? Is being able to make changes to a house plan essential to you? If so, ask the homebuilder if it offers various floor plans or allows for structural changes. Some builders only build from specific plans and will not make changes. With other builders, walls can be moved, rooms expanded, cabinets added, basements can be finished, etc. If cutting costs is a priority, choose a builder who specializes in standard, single builds. These homes are less customizable—which can also be a boon to people who might feel easily overwhelmed by a lot of choices. But don’t be put off by the term ‘production builder,’ (examples are Toll Brothers and Pulte Homes) because there are many choices, sizes, and price ranges depending on the type of community you desire. Many of these builders also offer selections for structural options so that you can personalize the home. Is there an in-house designer for finishes? Some homebuyers might actually find all the potential interior design choices overwhelming, so ask if they have an in-house designer and if you can work with the designer to make home selections like kitchen tile, island countertop, light fixtures, and flooring. Some builders might have pre-determined design packages from which you can choose. What are the plans for the community? If you're buying in a new development, ask what other amenities are planned and how the builder sees the community layout coming to life. Will there be a pool? Pickleball courts? A clubhouse?  What does the builder expect from you? Find out what requirements the builder has for you as a homebuyer. This includes the timing of when to make selections, payments, and financing expectations. Be sure to ask how much is the required nonrefundable deposit. If you're able to make changes, the deposits for design feature upgrades are nonrefundable for most builders. Finally, are there walk-throughs that you are expected to be at? Some builders will have a framing walk, an electrical and plumbing walk, a "punch list" walk and a final walk-through prior to the closing.  It's important to know what to ask and when, in order to have your dream home come to life!

Are you thinking of moving? It's imperative to declutter, both to show your current home in its best light, and to make your move easier - and cheaper! Here are some steps to take to make your move go smoother. 1. Start throwing things out early. As soon as you make the decision to move, start throwing this away. Definitely start at least a month prior to your move. You can to the "3 Group" method to sort through your items. Group One is things you definitely want to toss out. Group Two is things you want to sell - you can sell online or bring items to a consignment shop to save yourself some time. Group Three is things you want to donate. If you spend just half an hour a day you'll get through the task, and you'll feel like you've accomplished something! 2. Consider space. Think about your new home and how much space it has before packing. If you're downsizing, you don't want to move extra items that won't fit or that will clutter your new home. Do you really need to keep all those vases or coffee mugs?  3. The top things to toss. Here are some of the most common items you can almost certainly do without. - Still boxed: These items never made it out of the boxes: gifts you don't like or won't use, the holiday patterned socks you thought were cute 9 years ago, etc. Someone just might appreciate these things if you sell or donate them.  - Not used: If you haven’t worn or used something in a year, you probably never will again. If it’s in good shape, donate it to charity. If it’s stained or hopelessly out of date, toss it. - Expired: Food way past its sell-by date and expired or unwanted medication shouldn’t be moved to your new place. Some pharmacies will take back unused medication, and cleaned plastic pill bottles are recyclable. Bag up your pills and take them to your local pharmacy for safe disposal. Don’t pour or flush medicine down the drain, which can contaminate drinking water with chemicals. Toss expired food. - Old paperwork: If you file your tax returns online and report everything you should, the IRS says you only need to keep returns and documentation for three years after you file. You can toss ATM and bank deposit receipts after a year. Many cities and towns offer free shredding days, or places like Staples will shred for a fee. Keep “forever” documents (e.g., your birth and marriage certificates) in a separate box so you don’t mistakenly throw them away. - Books and magazines are heavy and bulky to move. If you’ve read them, and don’t think you’ll ever read them again, donate them to a local library - or a "little library." Many senior residences maintain libraries and would love a fresh supply of reading material. - Extras: Do you have a lot of extra towels, teacups, gift boxes and take out menus? If it hasn’t come in handy in the past year, it won’t come in handy in the future! 4. Get the right packing materials, including boxes, bubble wrap, packing tape and markers. It's also helpful to use different colored markers and post its to mark where boxes go. That will make moving into your new home easier. For instance, all the boxes with orange post-its go in the kitchen. Of course, you'll still want to mark each box with the room and the items packed inside! You also might want to consider using clear plastic bins for smaller items, like office supplies.  Then sit back and take a breather, knowing you'll be ready for the big move!    

Thinking about selling your home? Ready to tackle some projects yourself? What home improvements make the most "cents"?   1. Create Curb Appeal. We've all heard it. First impressions are lasting impressions, so up your curb appeal. Add tasteful foliage and keep your lawn manicured. Don’t forget to paint and repair fences, prune overgrown plants and give the front door a new coat of paint in a trendy shade for a pop of welcoming color.   2. Highlight Outdoor Living Space. Do you have a deck or patio? Add a few strings of café lights to show how usable your home’s outdoor space is for relaxing and entertaining. No deck or patio? Consider adding one. A patio can be a relatively simple DIY project, with many choices of stone pavers and brick patterns.   3. Use That Basement.  Do you have a basement? Does it have empty space that can be turned into comfortable living or recreation space? Add a drop ceiling, some carpeting or luxury vinyl plank flooring, and some adjustable lighting. You don't need to furnish the space, just make it so potential buyers can imagine using it for their needs. 4. Add Storage. Nobody can ever have enough storage! Make the most of spaces you have by adding organizers to closets, drawers, basements and garages. Add a pantry cabinet to the kitchen or laundry room. The appearance of space is a big draw for potential buyers. 5. Repairs. Take a critical look around your house. Have you neglected any major repairs? If so, call in a professional to take care of them. Have you overlooked small repairs like leaky faucets, missing gutters or broken doorknobs? Make those easy fixes before putting your house on the market. Buyers don't want to walk in and immediately start thinking about jobs they'll need to do! Contact us and we'll be happy to come do a walk-through to point out the tasks you should do to maximize your home's market appeal.        

There's nothing better than spending time outdoors to connect with nature and feel a sense of peaceand wellness in your own backyard. Outdoor spaces can offer a natural and private place to practice yoga, read or meditate. Studies have shown that spending time outdoors reduces anxiety, relieves stress and elevates our mood. Let's not forget that being outdoors can be just plain fun! Here are some of the latest outdoor living trends that will give your yard a fresh new style.   Start with Furniture!   Multifunctional modular furniture offers a great way to maximize limited outdoor areas. Modular furniture is easy to move around the patio or deck to fit the occasion. This furniture can accommodate large parties or more casual gatherings, and it can even let the space double as a home office when the weather permits. If you have enough room, you can divide the patio into sections, each with a different purpose, such as for dining or lounging.   Eco-conscious outdoor furniture created with responsibly sourced materials has gone mainstream in recent years. Consumers are looking for furniture that can be recycled and is durable enough to last for many years. They support companies that generate little waste in the manufacturing process. Many companies manufacture all-weather furniture made from recycled plastic that closely resembles the look of wood but requires less maintenance.   Hanging furniture rocks us into a state of instant relaxation. Porch swings, hanging daybeds, hanging chairs and hammocks are just a few of the options available. One thing to make sure of is that you have enough swinging space and a solid structure to support the weight of family and friends. Get Cozy! Outdoor fireplaces and fire pits have grown in popularity over the past few years. Who doesn't enjoy the coziness of entertaining friends and family around the warm glow of a fire? Beyond the aesthetics, fire pits and outdoor fireplaces allow us to linger longer outdoors during the cooler months. There are many styles available, ranging from smaller fire pit tables to large fireplaces. With safety a concern, buying a fire pit table made from weatherproof materials and run by natural gas or propane is recommended. Be Smart! Smart features have made their way into many aspects of everyday life, and outdoor living is no different. Electric smart umbrellas and canopies provide shade and have easy-to-use remotes. One umbrella offers such high-tech features as adjustable LED table lighting, surround sound speakers and a USB port for convenient device charging. Eat Well! Outdoor kitchens have equipment so much more sophisticated than just a built-in grill. They have become more like second kitchens and can be equipped with outdoor-rated refrigerators, sinks, pizza ovens and ice makers. Outdoor kitchens allow the family chef to store, prep, cook, serve and entertain in one place without missing the fun. Edible plants, fruits and vegetables have been grown in gardens for centuries. It's a trend that is just now starting to catch on among health-conscious homeowners. Edible herbs such as thyme and rosemary become part of the garden design when used as borders around flowers. Strawberries can be grown in planters. For first-time backyard gardeners, radishes, beans, beets, lettuce and peas are hardy vegetables that don't require a great deal of care. Use native and drought-resistant plants, and when possible, harvest rainwater to use in your garden. Contact us for more ideas or to help you find a yard you can make into your dream yard!  

Forget minimalism. Make a bold statement and show your personality!   Maximalist design is a bold, expressive style that embraces lavish colors, patterns, textures and decorative elements to create visually vibrant spaces. It's all about creating a sense of luxury, personality and eclecticism. Here are some tips on how to incorporate maximalist design into every room of your home.   Mix styles and design eras: Maximalism flourishes on a blend of distinctive styles and decor eras. Love that navy blue velvet lounge chair? Use it! Let your style shine through by combining modern and traditional furniture pieces and blend vintage finds with contemporary accessories. Embrace color: Maximalist design provides excitement with vibrant colors. Don't be afraid to use bold and contrasting hues throughout your space. Mix and match colors to create an energetic atmosphere. Layer patterns and textures: Combine complementary patterns and textures to add depth and visual interest. Mix floral prints, geometric designs and textured fabrics to deliver a lively and eclectic look. Showcase collections: Display your collections and treasured items proudly, as maximilist style is perfect for doing so. Whether it's books, artwork, ceramics or vintage finds, arrange them in curated clusters or on gallery walls to make a statement. Play with scale: Incorporate furniture and accessories of varying sizes to create visual drama. Oversized statement pieces, like large artwork and chandeliers, can become focal points and add grandeur and interest to the space. Add decorative elements: Maximalist design welcomes decorative accents such as intricate rugs, ornate mirrors, tassels, fringe and embellished pillows. These elements contribute to the rich and layered aesthetic. Create vignettes and visual moments: Create visually interesting design vignettes and focal points. Arrange curated displays on shelves, fireplace mantels and coffee tables, combining objects of various heights, shapes and textures, to catch the eye and evoke memories. Do you want to decorate your new home to match your style? Contact us to help you find a new home that will showcase your style!  

Curb appeal refers to the attractiveness of a property when viewed from the street. It includes everything from landscaping and exterior features to the overall tidiness of a home's front yard and entrance. It's the first thing people see when they look at your house. For potential buyers, curb appeal can be the deciding factor in whether they even bother to step inside. If a house looks neglected on the outside, it's easy to assume that the interior might be similar. Whether you're planning to sell, just want a nice-looking property, or want to feel a sense of pride and accomplishment, here are things to consider when planning and maintaining your exterior design: - Well-maintained landscaping: Neglected or overgrown landscaping can make your property appear unkempt and uninviting. Regular maintenance is crucial to maintaining a neat appearance. This maintenance includes mowing the lawn, trimming bushes, and weeding flower beds. - Clean and tidy hardscaping: Cluttered or disorganized front yards can overwhelm the space and create a chaotic atmosphere. Avoid excessive lawn ornaments or random clutter. While it's important to showcase your unique sense of style, overdoing it is one way to become the eyesore of the neighborhood. Strive for a clean, cohesive look that enhances your home's curb appeal. - Good condition of exterior features: Front door, windows, siding, and roof. Peeling paint, broken fixtures, or outdated exterior features can detract from the overall appearance of your home. Take the time to repair or replace any damaged or outdated elements. Create a schedule on how best to tackle these projects one at a time to keep from feeling overwhelmed. - Decorative elements: Planters, seasonal decorations, and outdoor decor. Be sure your decor is consistent with the season. Snowmen in May makes it look like you don't pay attention to deails. Dead flowers - obviously a no-no! Pay attention to details like your mailbox, outdoor lighting, and garage door condition. A coat of pain and some nails often do wonders. - Thoughtful use of color and texture: Paint choices and landscaping materials make a statement. Add texture with plantings of different heights and scales, paver walkways, and a pop of color on the front door.  - Accessibility and safety features: Clear pathways, have adequate lighting, and handrails if you have any steps.  - Overall presentation: Cohesion, style, and neatness throughout the property are invaluable. By adding these low-maintenance curb appeal ideas to your home's exterior design, you can create an inviting space, allowing it to reflect your style and enhance your home's value.  

You may not be ready or able to head off on an island vacation, but you can turn your kitchen into a cooking paradise! Kitchen islands are a great way to add storage, counter space, meal prep areas and seating to a kitchen.  An island is also an opportunity to make a statement, and add contrast to other elements in the room. If your kitchen has white cabinets, you may want to add a quartz, granite or buther-block tope for contrast and added interest. If it's a more uniform, streamlined aesthetic you are looking for, then match your island to the kitchen cabinets. Islands are available in all sizes and materials to fit all budgets, from ready-made versions to customized designs. There are five main types of kitchen islands from which to choose. - Small rolling cart island — This is the least expensive option and works well in any size kitchen. It's an easy solution where space is limited. The cart can be rolled to the spot when needed and stored away when not in use. Some can even be folded up to store even easier! - Small stationary island — This island works well in kitchens with limited space. It won't have the tendency to roll away when being used as the rolling cart can, but it will not be able to be stored away when not in use. - Counter height worktable — Another budget-friendly option, a worktable is best for those who like to sit on a stool under a table while they are prepping meals. The table can also be equipped with shelving for additional storage. If it's not too heavy, it can be moved if needed at times in another spot in the house. - Base cabinet with countertop — This type of island is fixed in place. It is made up of several base cabinets with a countertop and is the most commonly thought of style when people want an island.  - Fully functioning with electricity and plumbing — This is the most expensive option as it includes both electricity and plumbing. It is a wonderful option is you have a large kitchen. You will need to install plumbing lines under the island to connect to the main water supply and drainage system in your home. Adding electricity will allow for using small appliances on the island. With water and electricity, you will double your prep space and maybe even double your counter space! Add an overhang and you can add seating to your island, making a great space to eat casual meals, enjoy an afternoon break or gather with friends and family easy while you're preparing food. We all know people love to hang out in the kitchen! No matter which option you choose, you will need to have between 42 inches and 45 inches of space to comfortably walk around the island. If you are considering stools for seating, then you will need a minimum of 48 inches to allow for an overhang.  Are you thinking of moving to a new home, and looking for a kitchen with an island? Let us know! We'll help you find just what you're dreaming of!  

Yes, even roofs can be trendy! What's your style? Energy efficiency factors into many of  today's homeowner decisions regarding renovations and remodeling. Because the roof covers a large and visible area of a home, you should be mindful of the roofing materials you choose when replacing a roof. A roof is one of the most expensive parts of a house, and a new one is expected to last at least 20 years before it needs to be replaced. This time frame, however, depends on a few variables. Some factors include the climate in your area, the quality of the roofing material used and the maintenance over the years.  Four main factors will impact your new roof decision: appearance, longevity, roofing material prices and structural issues. The traditional choices for roofing materials include asphalt composite shingles, metal shingles, wood shakes and shingles, and clay tiles. But, with more eco-friendly materials on the market, you may want to choose a more durable material than one currently on your roof. Asphalt composite shingles are the most popular roofing materials in North America. Priced at between $1.50 and $4.50 per square foot, asphalt shingles are the least expensive option and are a good choice for most homes. They are made of a fiberglass base topped with asphalt, and are lightweight and durable. An organic version is available at a premium price and is slightly heavier. Depending on the material quality, roofs done with asphalt shingles are expected to last between 15 and 30 years. Asphalt shingles come in a wide variety of colors to complement the style of your home. Keep in mind that darker colors will absorb heat, while lighter colors will reflect heat and keep your house cooler. Metal shingles have become quite popular lately, given their durability and versatility. Metal shingles can be produced to replicate the look of wood, clay or slate. This material, given its resistance to extreme weather such as heavy rains, hailstorms and high winds, is popular in areas that are prone to natural disasters. Metal shingles are available in a wide range of colors and finishes. The cost for metal shingles is between $8 and $16 per square foot. Wood shakes and shingles are visually very appealing, but they do have some drawbacks. They are not as durable as some other materials and would not be the best choice in areas prone to wildfires. They are, however, still popular among luxury homeowners. Both shakes and shingles are made of natural wood, usually cedar. Shakes are thinner and produced by precise sawing, while shingles are produced by splitting wood, so they have a rougher texture. In favorable dry conditions, these roofs can last up to 60 years, although in damper climates, life expectancy is 20-30 years. Shingles cost between $4.50 and $9 per square foot and shakes cost between $6.50 and $14. Clay tiles are known to be the most durable roofing materials, with some installations lasting more than a century. Made from molded earthen clay, they are mostly left unglazed to give them their signature reddish-orange color. They can also be glazed to become ceramic roofing tiles. This is a popular choice associated with homes in the Southwest regions of the U.S. Clay tiles cost between $10 to $18 per square foot, while ceramic tiles can run as much as $30 per square foot. An alternative to clay tiles is concrete tiles, which have many of the same advantages as clay but at a lower cost. These tiles will cost between $10 and $20 a square foot, and they can be finished in a decorative coating to mimic clay. Slate roofs are often found on luxury or Victorian homes. They are among the most durable, with a useful life expectancy of between 75 and 150 years. While it is easy to quarry slate, it is not easy to install and requires a highly skilled and experienced professional, not always an easy person or company to find. Slate roofs cost between $12-18 per square foot.  A lower-priced and easier to install synthetic version of slate is now available. From the ground, it is very difficult to distinguish it from the real thing. It is also a lighter eco-friendly material made from recycled plastic and rubber selling for between $9 and $12 per square foot. Life expectancy for a synthetic roof is 50 years. Roofing materials and technologies are constantly evolving. There are even roofs that are smart and can detect leaks and damage! Solar sensors and panels are other features to consider when installing a new roof. Keep in mind that the more peaks, skylights or other roof features you have, the more it will cost to put on a new roof. Contact us for information on reputable, local roofing contractors.

Let's face it, buying and selling a home has a language of its own! So just what is an appraisal? Isn't it the same as the assessed value of a home? No. The assessment is the value the city or town puts on a property. It's somewhat arbitrary, based on factors including the municipality's budget - how much revenue it needs to take in. An appraised value is what a mortgage lender thinks a property is worth. It will almost never be the same value as the assessment! Whether you're buying or selling, you want the home to be worth the highest amount. As a seller you want to receive top dollar for your home, and as a buyer you want to know that you're getting a good value. Appraisers don't just walk in the front door and immediately know what the value is - there are many factors and much time that go into an appraisal.  First, a home appraiser will pull comparable listings from the nearby area, in general these properties need to be within 1 mile of the property being appraised. These are homes similar in style, location, and square footage sold within the past few months. The appraiser will come to the house to determine its condition and quality, as well as any other factors that would affect the cost of the home, and use that information — along with the comps — to make an accurate assessment. The appraiser must look at every room, the electrical panel, the interior and exterior of the home and the yard, and will draw a rough sketch of the rooms. Next, the appraiser will take several hours (an appraiser usually has 5 business days to turn in an appraisal report) to compare all the information and photos with the comps. Prepping for the appraisal is important. Not only will the listing agent meet the appraiser with comps in hand, and personal insight into the comps, but the agent should also have a list of any updates and improvements done to the home that might increase its value. Things like a newer roof and heating system definitely will lead to a higher value than a property with a leaky roof and 30 year old furnace.  If you're the seller you will want your home to be in show-ready condition. While the appraiser isn't going to judge you on your housekeeping skills, it's always best to show your home in its best light. A neat and clean home helps to show that you've maintained your property. It is also best if all occupants of the home make themselves scarce - and take pets with them! Finally, if the appraisal is higher or lower than you think it should be valued at, keep in mind that an appraiser is an objective professional who doesn't have a personal, financial or emotional interest in the property.  For more information on appraisals, reach out to us at any time!  

You're getting ready to sell your home - and there's so much to do! You want to get it in tip-top shape so it will look its best when it hits the market. Most people focus on the kitchen, flooring and paint. But don't forget the bathroom! There are many little things that might look like big ugly things to a buyer. Don't let these items turn buyers off and make you leave money on the table. Here are 5 things to address. 1. Keep It Clean! Beware of small things in your bathroom that can have an outsized impact and repel would-be buyers. Old cracked soap (or no soap at all) can leave a buyer wondering if you are caring for other parts of your home and if you're interested in general cleanliness. 2. Old Is Not Necessarily Charming! An outdated bathroom is one of the main things that turn off buyers. When buyers see fixtures from another era, they worry that the plumbing is also ancient. Another thing that turns off buyers is broken fixtures. If there’s a chip in the sink or a dent in the tub, that’s a visual reminder that someone else shaved or bathed there. No one wants this reminder! 3. Mystery Stains And Other "Yuck" Stuff! Are there unidentified stains on bathroom surfaces? Are they water stains, coffee spills, or ancient toothpaste drool? Is there a fuzzy toilet-seat cover and carpeting on the floor? Not knowing what stains are or why fuzzy accessories are still in place is a definite turn-off! 4. Obvious - and Poor Quality - DIY. DIYers might proudly display their handiwork in the bathroom but “creative” plumbing solutions and repairs are nothing to be proud of, and something to be wary about. When repairs are made to a bathroom piecemeal, using random materials, it makes a buyer think that the homeowner cheaped out. And if corners are cut here, could the homeowner’s careless DIY effort be hiding something more serious? 5. Lack of Ventilation. Mold in a bathroom is not only gross, but it can even be a health issue. The lack of a vent or window can allow moisture to invade the space, resulting in dark patches on the ceiling and potential health problems. Although it may not be black mold (the worst type), no one wants to worry about whether it is or not, and have to deal with the costs associated with testing and remediating.  What Should You Do? When preparing your home to sell, try to remove all signs that someone else has lived there. Make sure the bathroom is clean and fresh looking - and smelling! Consider updating fixtures and old tile with more modern and stylish options. Ensure all windows have blinds or curtains to offer privacy. Do whatever you can to help buyers feel more comfortable with the space, so they can envision themselves living happily in your home!